Employee benefits

Benefits, made clear.

Connect your people, your budget and your responsibilities, and make it easy to see how it all works.

A clinician in scrubs reviewing paperwork at her desk

Three questions to answer.

What’s available?

Eligibility, enrollment windows and employee costs, stated plainly.

What does the practice commit?

Employer contributions, provider charges and payroll work, not just the quoted premium.

Who makes it work?

The carrier or broker, recordkeeper, administrator and payroll contact, and where employees go with questions.

What a review can cover.

Built around what your team values and what your practice can budget.

Health coverage

Carrier and plan design options, the employer contribution, and alternatives such as an ICHRA for smaller practices.

Group disability and life

Baseline group coverage that staff often value, with a path for employees to add individual coverage.

Time off and leave

Separate or combined sick and vacation time, and parental leave, weighed against clinical coverage.

Staff pay

How pay for nurses, medical assistants, front-desk and billing staff compares by role and location.

The owner’s view.

Net cost, not sticker price

Employer contributions to health coverage, retirement plans and HSAs are generally deductible. Confirm the net cost with your CPA.

The cost of turnover

Replacing a trained employee means recruiting, onboarding and lost productivity. Weigh it against better benefits.

Your own tax picture

Benefits decisions affect the practice’s cash flow and the owner’s personal plan.

Common questions.

Where do we start?
With your workforce, budget and current plans. Then the experience: what people can use, what it costs and where they turn for help.
Does this include our retirement plan?
It can. A retirement plan is often the center of a benefits package. See retirement plans for practices, or explore the 401(k) experience.
What will you handle?
We advise on or coordinate the work agreed in writing, alongside the providers who perform it. Coverage and plan terms come from each plan’s documents.

Support a clearer experience.

Bring the benefits question your practice is working through.