For dentists
One plan for your home and your practice.
Dental school loans, buying into a practice, your practice's 401(k) and your own investments, brought into one plan. No account minimum.
Dental careers
Two balance sheets, one plan.
Many dentists work as an associate first, then buy a practice or a share of one. From then on, decisions at the practice and decisions at home affect each other: the loan you take to buy in, the plan you offer your team and what you save for yourself.
Your advisor builds the plan for both sides and works with your CPA, attorney and lender where their work meets ours.
Your priorities
From associate to owner.
Dental school loans
Compare income-driven repayment, refinancing and, if you work for a public or nonprofit employer, Public Service Loan Forgiveness. The right choice depends on where you plan to practice.
Explore loan strategyBuying a practice or a buy-in
Understand the purchase terms, the financing and what the payments do to your household cash flow. We connect the personal side with the work of your attorney, CPA and lender.
Your practice's 401(k)
A plan for your team and for you as an owner: plan design, costs and who handles each task, in a written proposal.
A 401(k) for your practiceDisability & life coverage
Dentistry depends on fine motor work. Review how each policy defines your occupation and what it pays, and whether the practice needs coverage of its own for overhead.
Explore income protectionInvesting beyond the practice
Much of an owner's wealth can sit in one business. Build savings and investments outside it, so your plan doesn't depend on the practice alone.
Explore investment managementSelling or stepping back
A sale, a partner buyout or a move to part-time each change your income, taxes and retirement timing. Start planning years before the date.